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Published May 29, 2025

Zhe Tan  

Abstract

In the context of global economic integration, there is a growing demand for overseas high-quality investments in high-net-worth individuals, and cross-border asset allocation has become an increasingly popular investment practice. This article focuses on analyzing risk management and investment strategies for cross-border asset allocation in high-net-worth individuals. It examines major investment risks, such as the market, tax, political, and legal risks, for this group and underscores the roles of financial derivatives, professional tax planning, and legal advisory services in tackling these risks. It also proposed specific strategies for cross-border asset allocation, including investment diversification, financial initiative implementation, and dynamic portfolio adjustment. The article concludes with pinpointing the new trends in cross-border asset allocation, including investing in the emerging markets and leveraging advances in fintech to optimize investment decision-making.

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Keywords

High-Net-Worth Individual, Cross-Border Asset Allocation, Investment Strategy, Risk Management

Supporting Agencies

No funding source declared.

References
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How to Cite
Tan, Z. (2025). Cross-Border Asset Allocation in High-Net-Worth Individuals: Risk Management and Investment Strategies. Science Insights, 46(5), 1833–1838. https://doi.org/10.15354/si.25.re1197
Section
Review